Apply with Joseph

Photo of Joseph Moskovic
Joseph Moskovic
Vice President, Residential Lending
NMLS #58863
275 Seventh Avenue
New York, NY 10001
Office: (212) 895-4479
Direct: (845) 499-0072
Fax: (212) 895-4757

Joseph has worked for various banks and loan originators, boasting over 30 years of experience in the mortgage industry. He is active with all of the mid-Hudson boards of realtors, builder associations and chambers of commerce. Joseph lives with his wife of 45 years in the mid-Hudson region, where he has lived since 1973.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. An Amalgamated Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at very competitive rates. Our knowledgeable and friendly team is only a phone call away if you need help. For mortgage customer service, please call 800-332-2669.

Click "Apply with Joseph" to create an account and start your application.

Apply with Joseph Continue with Application

Current popular product rates
Fixed Rate Loans
Loan Type Rate APR Points
15-Year Fixed Jumbo
 5.750% 5.877% 0.000%
Adjustable Rate Loans
Loan Type Rate APR Points
7/1 ARM Conforming
 5.625% 6.810% 0.000%
10/1 ARM Jumbo
 5.750% 6.484% 0.000%

Please contact a Loan Officer for our current competitive rates on FHA and VA products, along with additional Conforming and Jumbo products.

Loan servicing fees

The rates and points displayed are subject to change without notice. Actual rates may vary depending on your specific terms. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan.

Amalgamated Bank conducts Residential Lending in the following States: AR, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, NJ, NY, NC, NH, NM, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV and DC.