Apply with Michael

Photo of Michael Schwandt
Michael Schwandt
Vice President, Residential Lending
NMLS #453628
1825 K Street, NW Washington, DC 20006

Michael has been a mortgage industry professional for 14 years.

“I initially moved into the business because I wanted a career that allowed me time off on the weekends to spend with my children. What I found was a career that offered me the opportunity for growth, flexibility, as well as the ability to positively impact people's lives. I am now fortunate enough to be in a position to directly help borrowers. Families’ and individuals’ needs and objectives constantly change over time, and I am proud to be able to offer a range of products that addresses those ever-changing priorities.

“I made the move to Amalgamated Bank after substantial research of lending institutions and introspection of my own standards and goals. I found Amalgamated to be at the ‘sweet spot’ of a wide-ranging portfolio of mortgage products and a deep commitment to social responsibility.

“And, most importantly, I still get to spend time with my family.

“When I am not assisting my clients with their financial needs, I enjoy spending time with my family, which includes three foster mutts, two college age children and one wife. A hobby of mine is working on my ‘81 VW camper van, a vehicle with which I nurture an ongoing love-hate relationship.”

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. An Amalgamated Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at very competitive rates. Our knowledgeable and friendly team is only a phone call away if you need help. For mortgage customer service, please call 800-332-2669.

Click "Apply with Michael" to create an account and start your application.

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Current popular product rates
Fixed Rate Loans
Loan Type Rate APR Points
15-Year Fixed Jumbo
6.750% 6.887% 0.000%
Adjustable Rate Loans
Loan Type Rate APR Points
7/1 ARM Conforming
6.500% 7.437% 0.000%
10/1 ARM Jumbo
6.625% 7.175% 0.000%

Please contact a Loan Officer for our current competitive rates on FHA and VA products, along with additional Conforming and Jumbo products.

Loan servicing fees

The rates and points displayed are subject to change without notice. Actual rates may vary depending on your specific terms. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan.

Amalgamated Bank conducts Residential Lending in the following States: AR, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, NJ, NY, NC, NH, NM, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV and DC.