Certificate of Deposits

^* APY means Annual Percentage Yield. Rates effective as of 1/30/2025. APY is subject to change without notice. Rate is fixed for the term at funding.

¹ At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.

² Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance. Please be advised that a request to close a Certificate of Deposit may take up to two business days following the day of request for all new customers. No withdrawals will be allowed during this time. A new customer is considered new if each customer on the account has not had a prior relationship with the bank within the last 30 calendar days.

³ There is a maximum opening deposit capability of $249,999.99 if CD account is opened online, if opened in branch there is no opening deposit restrictions. 

^* APY means Annual Percentage Yield. Rates effective as of 1/30/2025. APY is subject to change without notice. Rate is fixed for the term at funding.

¹ At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.

² Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance. Please be advised that a request to close a Certificate of Deposit may take up to two business days following the day of request for all new customers. No withdrawals will be allowed during this time. A new customer is considered new if each customer on the account has not had a prior relationship with the bank within the last 30 calendar days.

³ There is a maximum opening deposit capability of $249,999.99 if CD account is opened online, if opened in branch there is no opening deposit restrictions. 

^* APY means Annual Percentage Yield. Rates effective as of 1/30/2025. APY is subject to change without notice. Rate is fixed for the term at funding.

¹ At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.

² Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance. Please be advised that a request to close a Certificate of Deposit may take up to two business days following the day of request for all new customers. No withdrawals will be allowed during this time. A new customer is considered new if each customer on the account has not had a prior relationship with the bank within the last 30 calendar days.

³ There is a maximum opening deposit capability of $249,999.99 if CD account is opened online, if opened in branch there is no opening deposit restrictions. 

^* APY means Annual Percentage Yield. Rates effective as of 1/30/2025. APY is subject to change without notice. Rate is fixed for the term at funding.

¹ At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.

² Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance. Please be advised that a request to close a Certificate of Deposit may take up to two business days following the day of request for all new customers. No withdrawals will be allowed during this time. A new customer is considered new if each customer on the account has not had a prior relationship with the bank within the last 30 calendar days.

³ There is a maximum opening deposit capability of $249,999.99 if CD account is opened online, if opened in branch there is no opening deposit restrictions. 

^* APY means Annual Percentage Yield. Rates effective as of 1/30/2025. APY is subject to change without notice. Rate is fixed for the term at funding.

¹ At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.

² Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance. Please be advised that a request to close a Certificate of Deposit may take up to two business days following the day of request for all new customers. No withdrawals will be allowed during this time. A new customer is considered new if each customer on the account has not had a prior relationship with the bank within the last 30 calendar days.

³ There is a maximum opening deposit capability of $249,999.99 if CD account is opened online, if opened in branch there is no opening deposit restrictions.