Key features

  • No overdraft fees

  • Low monthly maintenance fee of $3.00

  • No minimum balance requirement

  • Low minimum opening deposit 1

Benefits include:
Computer icon with Amalgamated Bank logo

 

24/7 access to Online and Mobile Banking2

 

dollar sign with arrows icon

 

Send and receive money with Zelle®3 and make payments with Bill Pay

 

 

debit card going into atm icon

 

Access to more than 40,000 surcharge-free Allpoint® ATMs4 and cash deposit-accepting Allpoint+® ATMs5 nationwide

 

Get a Climate Impact Debit Card®6 when you open a Restart Checking7 account

As a fossil-free bank, we are excited to offer our Climate Impact Debit Mastercard®. Made from renewable resources such as corn, our card replaces up to 80% of fossil-based plastics found in traditional debit cards. 

Our Climate Impact Debit Mastercard® is another exciting step forward in our commitment to net-zero operations, climate justice and curbing climate change.

 

Amalgamated Bank Consumer Impact Debit Card

 

Frequently asked questions

 

Overdraft Coverage services are not included for Restart Checking Account(s).

Accounts can only be opened in a branch. You can visit any of our branches during business hours and a representative will help open your Restart Checking Account(s).

Your transactions such as ACH payments, check-like withdrawals, ATM withdrawals and other electronic debits will not be paid without Overdraft Coverage. Please ensure that your account has sufficient balance(s) before making a transaction.

Your transaction(s) such as ACH payments, check-like withdrawals, ATM withdrawals and other electronic debits will not be completed and you will receive a notification about the transaction status. Please ensure that your account has sufficient balance(s) before making a transaction.

There is no overdraft or insufficient funds fee accessed to your Restart Checking Account(s).

 

Amalgamated Bank is certified by BankOn

Amalgamated Bank certified by BankOn seal

 

1 There is a minimum deposit of $25 when opening a Restart Checking account. 

2 Your mobile carrier’s message and data rates may apply.

3 Zelle® and the Zelle®  related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4 Fees may apply for non-Amalgamated, non-Allpoint® and international ATM transactions.

5 Allpoint+® ATMs may not be available in all states.

6 Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard International Incorporated.

7 This account can only be opened at an Amalgamated branch. It cannot be opened online.