Social Impact Lending
Extending credit to impact-based enterprises and organizations
Financing mission
We offer a full range of financing solutions that help you stay focused on running your enterprise and fulfilling your mission. Whether you're looking to keep cash flowing smoothly or bridge funding cycles, or you're seeking financial advice, we have the expertise to help you align capital with impact.
Social Impact Lending
Financing solutions
Products and services
- Term Loans
- Revolving Lines of Credit
- Borrowing Base Loans
- Acquisition, Development, and Construction Loans
- Commercial Mortgages
- Treasury Management Services
Transaction Types
Flexible financing options
- Acquisition Financings
- Refinancings
- Working Capital Solutions
- Owner-Occupied Financings
- Bridge Financings
Transaction Criteria
Solutions customized to meet mission
- Commitments up to $25MM
- 1-7 year terms
- Underwrite grants and philanthropic equity
- Secured and unsecured with guarantor
- Customized to reflect income and sustainability characteristics
Organization types
Serving a wide of range of mission-driven enterprises
- Health and human service agencies
- Environmental and political advocacy
- Community development financial institutions (CDFI) and other
- Intermediaries
- Arts, education, and cultural advocacy
- Certified B Corps
- Political Groups
- Organized Labor
White paper series
Financial strategy and management for mission-based organizations in changing times
Mission aligned intermediaries are at a premium these days, and, with a growing demand for capital, these organizations need the proper strategies in place to effectively serve their customers. This series of white papers hopes to provide some insights into how CDFIs, impact funds and other intermediaries can align their financial management strategy and execute on mission.
Why Amalgamated?
Block
98 years
of supporting financial equity by providing access to banking products and services
100%
committed to renewable energy
B Corp
meeting high standards of social and environmental performance, accountability and transparency
100% client-focused
An experienced ally
Our team has valuable experience working in mission-aligned organizations and can help you confront the changing needs of your enterprise.
Support 24/7/365
We work our clients' hours, not banker's hours. You can count on 24/7/365 concierge services and no hotlines.
Aligned with values
Our bank is accountable to living our clients' values whether it is through sustainability, corporate governance or political advocacy.
Putting our mission into action
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banking industry
Officially one year into the COVID-19 pandemic and erratic state-by-state lockdowns, we continue to question what a “new normal” will look like for our country. We know that a return to old ways of doing business isn’t viable for the health of our planet and communities and that we have a responsibility to radically reimagine how we do business.
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racial justice
Today, Amalgamated Bank announced its endorsement of HR 40, which is calling upon the Federal Government to form a Commission to explore reparations for African Americans. As of now, we are the first major U.S. bank to endorse HR 40, but are hopeful we are not the last.
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racial justice
Last week, Amalgamated Bank issued a public statement on our support for Black Lives Matter and promised that tangible actions would be forthcoming. I am sharing with you where we are now, just a little over a week later, and where I believe we can head in the future.
