Social Impact Lending
Extending credit to impact-based enterprises and organizations
Financing mission
We offer a full range of financing solutions that help you stay focused on running your enterprise and fulfilling your mission. Whether you're looking to keep cash flowing smoothly or bridge funding cycles, or you're seeking financial advice, we have the expertise to help you align capital with impact.
Social Impact Lending
Financing solutions
Products and services
- Term Loans
- Revolving Lines of Credit
- Borrowing Base Loans
- Acquisition, Development, and Construction Loans
- Commercial Mortgages
- Treasury Management Services
Transaction Types
Flexible financing options
- Acquisition Financings
- Refinancings
- Working Capital Solutions
- Owner-Occupied Financings
- Bridge Financings
Transaction Criteria
Solutions customized to meet mission
- Commitments up to $25MM
- 1-7 year terms
- Underwrite grants and philanthropic equity
- Secured and unsecured with guarantor
- Customized to reflect income and sustainability characteristics
Organization types
Serving a wide of range of mission-driven enterprises
- Health and human service agencies
- Environmental and political advocacy
- Community development financial institutions (CDFI) and other
- Intermediaries
- Arts, education, and cultural advocacy
- Certified B Corps
- Political Groups
- Organized Labor
White paper series
Financial strategy and management for mission-based organizations in changing times
Mission aligned intermediaries are at a premium these days, and, with a growing demand for capital, these organizations need the proper strategies in place to effectively serve their customers. This series of white papers hopes to provide some insights into how CDFIs, impact funds and other intermediaries can align their financial management strategy and execute on mission.
Why Amalgamated?
Block
97 years
of supporting financial equity by providing access to banking products and services
100%
committed to renewable energy
B Corp
meeting high standards of social and environmental performance, accountability and transparency
100% client-focused
An experienced ally
Our team has valuable experience working in mission-aligned organizations and can help you confront the changing needs of your enterprise.
Support 24/7/365
We work our clients' hours, not banker's hours. You can count on 24/7/365 concierge services and no hotlines.
Aligned with values
Our bank is accountable to living our clients' values whether it is through sustainability, corporate governance or political advocacy.
Putting our mission into action
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corporate and social responsibility
Today, we became the first bank in the United States to endorse the United Nation’s Principles for Responsible Banking. The Principles for Responsible Banking provide the framework for the sustainable banking system of the future.
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green energy
Earth Day is a day to celebrate our planet. Created in 1970, the day marks the birth of the environmental awareness and protection movement, an impact area at the cornerstone of Amalgamated’s mission.
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corporate and social responsibility
In strong job markets, such as the one we’re experiencing now, employers face the reality of a potentially fleeting workforce. An abundance of jobs, paired with the rise of transferable skills and the newfound mobility that workers enjoy, leaves companies with the task of continuously coming up with new and innovative ways to keep talent.
