Consumer Rates
Effective as of 11/08/2024
Convenience+ Checking1,2
| Amount | Interest rate | APY* |
|---|---|---|
| $0 - $499.99 | 0.41% | 0.41% |
| $500 - $999.99 | 0.45% | 0.45% |
| $1,000+ | 0.65% | 0.65% |
Convenience Savings1,2
| Amount | Interest rate | APY* |
|---|---|---|
| $0 - $99.99 | 0.46% | 0.46% |
| $100+ | 1.40% | 1.41% |
Money Market Account1,3
| Amount | Interest rate | APY* |
|---|---|---|
| $0–$24,999.99 | 0.65% | 0.65% |
| $25,000-$49,999.99 | 1.05% | 1.06% |
| $50,000-$99,999.99 | 1.75% | 1.76% |
| $100,000+ | 2.15% | 2.17% |
Club Account1,2
| Amount | Interest rate | APY* |
|---|---|---|
| $0+ | 0.20% | 0.20% |
Give-Back Checking1,4
| Amount | Interest rate | APY* |
|---|---|---|
| $0 - $2,499.99 | 0.55% | 0.55% |
| $2,500+ | 0.60% | 0.60% |
Give-Back Savings1,4
| Amount | Interest rate | APY* |
|---|---|---|
| $0+ | 0.75% | 0.75% |
Online Checking1,4
| Amount | Interest rate | APY* |
|---|---|---|
| $0 - $2,499.99 | 0.60% | 0.60% |
| $2,500+ | 0.70% | 0.70% |
Online Savings1,4,5
| Amount | Interest rate | APY*,5 |
|---|---|---|
| $0+ | 2.35% | 2.35% |
CDs6
| Term | Amount | Interest rate | APY* |
|---|---|---|---|
| 6 months | $500-$249,999.99 | 3.40% | 3.43% |
| 1 year | $500-$249,999.99 | 3.70% | 3.70% |
| 2 years | $500-$249,999.99 | 3.05% | 3.05% |
| 3 years | $500-$249,999.99 | 3.20% | 3.20% |
| 5 years | $500-$249,999.99 | 3.20% | 3.20% |
Promotional CDs 4,6,7
| Term | Amount | Interest rate | APY* |
|---|---|---|---|
| 7 months | $500-$249,999.99 | 4.00% | 4.03% |
IRA CDs 2,6
| Term | Amount | Interest rate | APY* |
|---|---|---|---|
| Variable IRA no maturity | $0-$249,999.99 | 1.05% | 1.06% |
| 3 months | $500-$249,999.99 | 1.10% | 1.11% |
| 6 months | $500-$249,999.99 | 3.40% | 3.45% |
| 1 year | $500-$249,999.99 | 3.50% | 3.56% |
| 2 year | $500-$249,999.99 | 3.05% | 3.09% |
| 3 year | $500-$249,999.99 | 3.20% | 3.25% |
Promotional IRA CDs 2,6,7
| Term | Amount | Interest rate | APY* |
|---|---|---|---|
| 7 months | $500-$249,999.99 | 3.25% | 3.30% |
* APY means Annual Percentage Yield.
1 This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings.
2 Currently not available to open online; please contact your local branch or call 1-800-662-0860 for more information.
3 Money Market Accounts can now be opened in a branch and/or online; please contact your local branch or call 1-800-662-0860 for more information. Maximum opening deposits vary.
4 Give-Back Checking, Give-Back Savings, Online Checking, Online Savings and the 7-month Promotional CD can only be opened online at www.amalgamatedbank.com. These accounts cannot be opened at an Amalgamated Bank branch.
5 The promotional APY is available for the first 6 months (182 days) from account opening on the entire balance, and is subject to change after the 6 months (182 days), at the Bank’s discretion. Promotional rate offer may be changed or withdrawn at any time without notice. All other terms and conditions for the Online Savings account apply.
6 Penalty may be imposed for early withdrawal of funds. All CD rates are fixed upon opening the account.
7 Opening deposits for promotional CD’s must be new money only. New money is defined as deposits not previously held by the bank.
