Consumer Rates

Effective as of 12/11/2025

 

Maximum Impact Checking™1

AmountInterest rateAPY*
$0 - $499.990.10%0.10%
$500 - $999.990.10%0.10%
$1,000+0.30%0.30%

 

Maximum Impact Savings™1

AmountInterest rateAPY*
$0 - $99.990.11%0.11%
$100+1.05%1.05%

 

Club Account1,2

AmountInterest rateAPY*
$0+0.08%0.08%

 

Give-Back Checking1,3

AmountInterest rateAPY*
$0 - $2,499.990.20%0.20%
$2,500+0.25%0.25%

 

Give-Back Savings1,3

AmountInterest rateAPY*
$0+0.40%0.40%

 

CDs5

TermAmountInterest rateAPY*
6 months$500-$249,999.992.85%2.87%
1 year$500-$249,999.993.15%3.15%
2 years$500-$249,999.992.50%2.50%
3 years$500-$249,999.992.70%2.70%
5 years$500-$249,999.992.70%2.70%

 

Promotional CDs 3,4,5

TermAmountInterest rateAPY*
7 months$500-$249,999.994.00%4.03%

 

IRA CDs 2,4

TermAmountInterest rateAPY*
Variable IRA no maturity$0-$249,999.990.50%0.50%
3 months$500-$249,999.990.55%0.55%
6 months$500-$249,999.992.85%2.89%
1 year$500-$249,999.992.95%2.99%
2 year$500-$249,999.992.50%2.53%
3 year$500-$249,999.992.70%2.73%

 

Promotional IRA CDs 2,4,5

TermAmountInterest rateAPY*
7 months$500-$249,999.993.25%3.30%

* APY means Annual Percentage Yield.

1 This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings.

2 Currently not available to open online; please contact your local branch or call 1-800-662-0860 for more information.

3 Give-Back Checking, Give-Back Savings and the 7-month Promotional CD can only be opened online at www.amalgamatedbank.com. These accounts cannot be opened at an Amalgamated Bank branch.

4 Penalty may be imposed for early withdrawal of funds. All CD rates are fixed upon opening the account.

5 Opening deposits for promotional CD’s must be new money only. New money is defined as deposits not previously held by the bank.