Your growth is everyone’s gain

^* APY means Annual Percentage Yield
Rates effective as of 09/18/2025. This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings. Advertised rate and APY are offered at the Bank’s discretion and may change daily.

^* APY means Annual Percentage Yield. Rates effective as of 09/18/2025. APY is subject to change without notice. Rate is fixed for the term at funding.

¹ At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.

² Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance. Please be advised that a request to close a Certificate of Deposit may take up to two business days following the day of request for all new customers. No withdrawals will be allowed during this time. A new customer is considered new if each customer on the account has not had a prior relationship with the bank within the last 30 calendar days.

^* APY means Annual Percentage Yield
Rates effective as of 09/18/2025. This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings. Advertised rate and APY are offered at the bank’s discretion and may change daily. The promotional APY is available for the first 6 months (182 days) from account opening on the entire balance, and is subject to change after the 6 months (182 days), at the bank’s discretion. Promotional rate offer may be changed or withdrawn at any time without notice; provided, however, the promotional rate will be paid for six (6) months from account opening regardless if the offer has been discontinued or changed. All other terms and conditions for the Online Savings account apply.