Join America's socially responsible bank
Our lending provides capital to support organizations, causes and companies that support climate solutions, affordable housing and business growth in communities that are helping build a better world.
Your Amalgamated account will give you access to more than 40,000 surcharge-free Allpoint® ATMs1 and Allpoint+® ATMs2 nationwide and easy-to-use, 24/7 Online and Mobile Banking.
An interest-bearing checking, no monthly maintenance fee account
Benefits of our Online Checking account3 include:
- Competitive interest rates
- Enhanced Debit Card with protections provided by Mastercard®4
- Two (2) domestic non-Allpoint®, non-Amalgamated Bank ATM surcharges waived per statement cycle5
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Have your money work towards the greater good
An interest-bearing savings account3,6 with no monthly maintenance fees that includes:
- Competitive interest rate
- Free Online and Mobile Banking7 with state-of-the-art features like Touch ID®8 login and mobile check deposit
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Grow your money faster with 2.51% APY*
Benefits of the 7-Month CD9,10,11 include:
- Guaranteed rates: Once your CD is opened, your interest rate within your chosen term is guaranteed, regardless of changes in the market.
- Security: Your money is FDIC insured up to the maximum allowed by the law.12
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A competitive and tiered rate account
Benefits Include of the Money Market Account13 include:
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Competitive Rates: Earn interest on your money while it is still highly liquid.
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Flexibility: Deposit and withdraw money at any time just like a checking or savings account.
Support the causes you're most passionate about
With the Give-Back Checking account,3,14 Amalgamated Bank will donate the amount equal to half the interest you earn to the participating organization of your choice. Benefits and perks include:
- A competitive variable interest rate
- No monthly maintenance fee
- A Give-Back Enhanced Debit Mastercard®4 card that proudly displays your support every time you take out your wallet
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Support the causes you're most passionate about
With the Give-Back Savings account,3,15 Amalgamated Bank will donate to a participating organization of your choice an amount equal to half the interest you earn. Benefits and perks include:
- No monthly maintenance fee
- An ATM card that proudly displays your support every time you take out your wallet
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* APY means Annual Percentage Yield. Rates effective as of December 23, 2022. APY is subject to change without notice. Rate is fixed for the term at funding.
1 Fees may apply for non-Amalgamated, non-Allpoint and international ATM transactions.
2 Allpoint+® ATMs may not be available in all states.
3 This account can only be opened online. It cannot be opened at an Amalgamated Bank branch. The minimum deposit to open an Online Checking account is $100.
4 Mastercard and the Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.
5 The two (2) non-Amalgamated Bank/non-Allpoint domestic ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account.
6 No ATM card available with this account.
7 Your mobile carrier's message and data rates may apply.
8 Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
9 Maximum opening deposit online is $100,000. Maximum opening deposit in-branch is $250,000.
10At the Bank’s option, the renewal term may be different from the original term of your Time Deposit; you will have ten calendar days after the maturity date to withdraw your funds without Bank penalty.
11 Early withdrawal penalties apply when you withdraw funds before the maturity date. If the amount of the penalty exceeds the amount of the accrued interest, we will deduct the excess penalty amount from the principal balance.
12 The Federal Deposit Insurance Corporation (FDIC) grants deposit insurance of $250,000 per account title. You may also qualify for more than $250,000 in FDIC coverage at Amalgamated Bank if you have single accounts, joint accounts, Individual Retirement Accounts and trust accounts.
13 $100 minimum deposit is required to open with a maximum online deposit of $100,000. You may visit an Amalgamated Bank branch to make additional deposits.
14 When you open a Give-Back Checking account, you will designate the Participating Organization to which you want the Bank to contribute. In addition to the interest paid to you, the Bank will make a contribution to that Participating Organization following the end of each month. The amount of the contribution will be equal to one-half of the total interest paid to your Give-Back Checking account during that month. This contribution is paid directly to the Participating Organization by the Bank, at no cost to you, and is not part of the APY for your account. As the Give-Back contribution is made by the Bank, there may be no tax implications to you. Consult your tax advisor to fully understand the tax implications for you. There is no substitute for this contribution, and you cannot opt to receive it directly. If you close your Give-Back Checking account, the Participating Organization will no longer receive a contribution based on your balance. If the Bank terminates its agreement with the Participating Organization, we will no longer make a contribution to that Participating Organization based on your balance. You may not designate a different Participating Organization, nor stop Bank contributions to the current Participating Organization, unless you close your Give-Back Checking account and open a new account.
15 When you open a Give-Back Savings account, you will designate the Participating Organization to which you want the Bank to contribute. In addition to the interest paid to you, the Bank will make a contribution to that Participating Organization following the end of each month. The amount of the contribution will be equal to one-half of the total interest paid to your Give-Back Savings account during that month. This contribution is paid directly to the Participating Organization by the Bank, at no cost to you, and is not part of the APY for your account. As the Give-Back contribution is made by the Bank, there may be no tax implications to you. Consult your tax advisor to fully understand the tax implications for you. There is no substitute for this contribution, and you cannot opt to receive it directly. If you close your Give-Back Savings account, the Participating Organization will no longer receive a contribution based on your balance. If the Bank terminates its agreement with the Participating Organization, we will no longer make a contribution to that Participating Organization based on your balance. You may not designate a different Participating Organization, nor stop Bank contributions to the current Participating Organization, unless you close your Give-Back Savings account and open a new account.
