Savings | Amalgamated Bank

Savings Accounts

Personal

Maximum Impact Savings™

Kick-start your savings with no monthly maintenance fees and variable tiered interest rates based on balances.¹

Apply now

Learn more

$100 Minimum opening deposit

$0 monthly maintenance fee

Earns interest

See Rates

Amount	Interest rate	APY^*
$0 - $99.99	0.11%	0.11%
$100+	1.05%	1.05%

* APY means Annual Percentage Yield
Rates effective as of 12/11/2025. This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings. Advertised rate and APY are offered at the Bank’s discretion and may change daily.

Banking That Works for You

24/7 Access to Funds

We're the Bank that stays out of your way. With our online and mobile banking² tools, you get easy access to your funds from anywhere at any time.

Zero Maintenance Fees

With an Amalgamated Bank personal
savings account, every dollar you
deposit stays yours and you get to
enjoy transparent, hassle-free banking.

Mission-Driven Banking

Make a big difference just by banking with a Bank built on impact.

¹ Fees may reduce earnings.

²Your mobile carrier’s message and data rates may apply.

All accounts are subject to the Bank's terms and conditions. For a complete list of fees, please refer to the Fee Schedule in the Consumer Account Opening Disclosure.

Maximum Impact Savings™ is a trademark of Amalgamated Bank.

Personal Savings