Apply with Ginny

Photo of Ginny Chin
Ginny Chin
Vice President, Residential Lending
NMLS #17982
275 Seventh Avenue
New York, NY 10001
Direct: (917) 224-7521
Office: (212) 895-4917

Ever since Ginny Chin became a mortgage professional in 2002, integrity has been the cornerstone of her business. Ginny believes that every mortgage is an opportunity to build a relationship, and helping customers achieve their home financing goals is much more than just a transaction. Whether it is your first mortgage or one of many, helping you navigate smoothly through the process is Ginny’s first priority. Her goal is to always paint a clear picture of what to expect, communicate clearly, and address your needs in a timely manner.

Ginny is inspired by hardworking families and enjoys working at Amalgamated Bank because of its longstanding heritage of being a bank for working people. A top reason why she finds her work so rewarding is that she gets to help families obtain their dream of homeownership.

Applying online for a mortgage, for a home equity line of credit or to refinance your home is as easy as 1-2-3. 

  1. Apply now and complete the application in as little as 20 minutes.
  2. When you have completed the application, click "Submit" and your information will be reviewed.
  3. Please contact Ginny either by phone, (917) 224-7521, or email,, to answer any of your questions.

Apply with Ginny

Current popular product rates
Fixed Rate Loans
Loan TypeRateAPR*Points
15-Year Fixed Jumbo
Adjustable Rate Loans
Loan TypeRateAPR*Points
7/1 ARM Conforming
10/1 ARM Jumbo

Please contact a Loan Officer for our current competitive rates on FHA and VA products, along with additional Conforming and Jumbo products.

Loan servicing FAQs and fee information

The rates and points displayed are subject to change without notice. Actual rates may vary depending on your specific terms. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan.

Amalgamated Bank conducts Residential Lending in the following States: AL, AR, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MS, NJ, NY, NC, NH, NM, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV and DC.