Apply with Terry

Photo of Terry Kitson
Terry Kitson
Vice President, Residential Lending
NMLS #1571089
275 Seventh Avenue
New York, NY 10001
Direct: (914) 434-1332
Office: (212) 895-4416

Terry Kitson, a licensed Loan Originator, possesses a strong financial and customer service background with over 20 years of experience in institutional asset management. A creative problem solver with keen attention to detail, Terry’s main goal with each client is to recognize his or her objectives, and then provide him or her with the best financing options currently available.

Whether it be a first home, second home, refinance or investment property, Terry is fully focused on making the deal work for each client and getting it done efficiently and cost-effectively.  Being available evenings and weekends is a key feature which aligns with his commitment to removing as much stress as possible from the process for his clients. Terry is a western New York-native who currently resides in the Hudson Valley, where he enjoys refereeing, coaching and playing lacrosse, as well as hiking with his dogs.

Applying online for a mortgage, for a home equity line of credit or to refinance your home is as easy as 1-2-3. 

  1. Apply now and complete the application in as little as 20 minutes.
  2. When you have completed the application, click "Submit" and your information will be reviewed.
  3. Please contact Terry either by phone, (914) 434-1332, or email,, to answer any of your questions.

Apply with Terry

Current popular product rates
Fixed Rate Loans
Loan TypeRateAPR*Points
15-Year Fixed Jumbo
Adjustable Rate Loans
Loan TypeRateAPR*Points
7/1 ARM Conforming
10/1 ARM Jumbo

Please contact a Loan Officer for our current competitive rates on FHA and VA products, along with additional Conforming and Jumbo products.

Loan servicing FAQs and fee information

The rates and points displayed are subject to change without notice. Actual rates may vary depending on your specific terms. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan.

Amalgamated Bank conducts Residential Lending in the following States: AR, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, NJ, NY, NC, NH, NM, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV and DC.