Grow your business with us
Reach your business goals by applying for financing through our digital lending platform! Whether you are one of our valuable customers or are looking for a bank to partner up and take your business to the next level, Amalgamated Bank offers two financing options tailored for your type of business (this is not available for nonprofit organizations at this time). A personal guarantee is required for individual owners with 20% or more ownership of the business.
Start your application today!

Our Small Business Lending solution allows you to access financing from:
- Term Loan: Our small business term loan allows you to access between $25,000 and $250,000 for your business. This loan has a term of 5 years with an origination fee. This fee is a percentage dependent on the loan amount. The amount approved for, after payment of the origination fee, is deposited into your Amalgamated Bank checking account.
- Line of Credit: Our small business line of credit allows you to link a line between $25,000 and $250,000 to your Amalgamated Bank checking account so that you can access funds on-demand when your business needs it. The origination fee is a percentage dependent on the loan amount. Advances under your approved line of credit will be deposited into your Amalgamated Bank checking account.
A transparent process:
- Fill out your financing application
- Provide documentation and select an offer
- Sign loan closing documentation
- Receive the funds in your Amalgamated Bank account


What you need to apply:
- A government issued personal identification for the business owners in the application
- Two years of business and personal tax returns for all owners in the application
- A primary banking relationship with Amalgamated Bank (our team will work with you to get your business checking account if you do not have one already)
- The business certificate or articles of formation
- The business operating agreement and financial statements
Questions?
- Check out our Small Business Lending FAQs
- Contact a member of our Small Business Lending team directly at business@amalgamatedbank.com

© 2023 Amalgamated Bank. All rights reserved. Member FDIC. Equal Opportunity Lender.
Lending products are subject to credit application and approval.